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Araç almak isteyenler dikkat! Taşıt kredilerinde vade sınırı değişti

Bankacılık Düzenleme ve Denetleme Kurumu (BDDK), elektrikli taşıt alımında kullanılan kredi tutarlarında değişiklik yaptı. Yeni düzenleme ile elektrikli taşıt alımlarında kullanılan kredi miktarlarına yeni sınırlamalar getirildi. Fatura değeri 2,5 milyon liranın altında olan taşıt kredilerinde vade sınırı 48 ay olarak belirledi.



BDDK (Banking Regulation and Supervision Agency) has revised the maturity limits for vehicle loans. Loans for vehicles with invoice values under 2.5 million TL have a 48-month maturity limit. For vehicles valued between 2 million and 5 million TL, the limit is 36 months, and for those between 5 million and 6.5 million TL, it's 24 months. Loan-to-value ratios have also been updated. For vehicles with an invoice value of 2.5 million TL or less, the loan ratio is 70%. It is 50% for vehicles between 2.5 and 5 million TL, 30% for those between 5 and 6.5 million TL, and 20% for those between 6.5 and 7.5 million TL. Vehicles exceeding 7.5 million TL are not eligible for loans. Restructuring of existing vehicle loans will be subject to the maturity conditions in place at the time the loan was initially granted.

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