72 m. ago What is an offset mortgage and how much money could it save me in tax?

A rarely used tax-efficient tool might benefit you if you have a fair amount of cash savings

Economics

2 h. ago Lenders fire up mortgage wars as rates touch 3.5% in big boost to buyers and owners

Santander and Nationwide have both dropped rates again in a bid to spark up property moves

Events

3 h. ago UK mortgage rates fall to lowest since September 2022; China’s trade surplus hits $1tn – business live

Trade data shows China’s exports topped forecasts in November, driven by a surge in shipments to non-US marketsBack in China, car sales have fallen for the second month running.Retail vehicle sales fell about 8% to 2.1 million units in November, according to data published by the China Passenger Car Association today. This shows a 22% slump in sales of gasoline cars, with new-energy vehicle sales rising 4.2% for the month.“Usually the trend at the end of the year is that the car market should get stronger and stronger from October. But the retail sales in November compared to previous years is unusual.”“Mortgage rates continue on the downward trend and November was particularly fruitful for fixed rate cuts.The re-pricing by lenders led to the average five-year fixed rate dropping below 5% for the first time in over two years and sits at its lowest point since before the ‘mini-Budget’ in September 2022, alongside its two-year counterpart. Continue reading...

Economics

56 h. ago Will the mansion tax become a terrace tax? Four things you need to know about the property market now

Although the Budget may have been less destructive of property than many expected, there was still bad news for tenants, landlords and first-time ­buyers, as we explain.

Economics

3 d. ago House prices fall in south east but rise in north: Will there be a post

With tax uncertainty over and mortgage rates falling, many agents and mortgage brokers are confident the market will bounce back in 2026.

Politics

3 d. ago Nationwide cuts its mortgage rates to lowest levels since September 2022

Nationwide Building Society is cutting rates across a number of its mortgage deals from tomorrow.

Politics

4 d. ago My 1.1% mortgage rate ends in 2027: Should I use my cash Isa savings to pay it off before costs increase? DAVID HOLLINGWORTH replies

My mortgage is £380,000 and I know I will not be anywhere near my current rate of 1.1% when I look to remortgage. Shall I use my savings to pay some of it off?

Economics

5 d. ago Mortgage misery for 4M households as bills will soar over next three years, warns Bank of England

Nearly four million households will be hit with higher mortgage costs over the next three years even though interest rates are now coming down, the Bank of England has said.

Events

5 d. ago Mortgage misery for four million households as bills soar despite interest rate cuts

Nearly four million households will be hit with higher mortgage costs over the next three years even though interest rates are now coming down, the Bank of England has said.

Economics

6 d. ago Annual UK house price growth slowed in November and 'affordability likely to improve'

The increase in taxes on income from properties may dampen the supply of new rental properties coming onto the market, the society said

Politics

6 d. ago Top mortgage lender plays down impact of mansion tax on property market

Average annual house price rises slowed from 2.4% to just 1.8% - half the rate of inflation - in November

Economics

6 d. ago Here’s what the difference in monthly home payments look like with different mortgage rates

Whenever a mortgage rate increases - even just 0.02 percentage points - it can have a significant impact on monthly payments

Society

7 d. ago Regents Park mansion sells for almost £11 million after Rachel Reeves's Autumn Budget

The Budget’s ‘soft landing’ triggered the £10.95 million deal, say selling agents Beauchamp Estates

Economics

7 d. ago Autumn Budget: Mortgage approvals dipped and savers ploughed more cash into ISAs in October

Finance experts suggested that speculation over potential Budget measures may have had an impact on households’ sentiment.

Economics

9 d. ago Tenants warned rents will be hiked after Budget tax raid on landlords

Tenants will foot the bill for painful tax hikes Rachel Reeves imposed on landlords in the Budget, property insiders warn.

Events

1 week ago How homeowners’ plans to downsize could be impacted by Budget as mortgage rates fall

A new mansion tax and falling interest rates for mortgage deals might have older homeowners considering a move

Economics

1 week ago Property market 'will bounce back into the new year' after London house prices drop

Zoopla said home buyers and sellers will ‘welcome the end of the uncertainty that has stalled housing market activity.’

Society

1 week ago Tenants can expect higher monthly rents thanks to tax hikes on landlords in the Budget

Tenants will foot the bill for painful tax hikes Rachel Reeves imposed on landlords in the Budget, property insiders warn.

Economics

1 week ago House prices fall for the first time in 18 months as delayed Budget sinks the commuter belt market

While Britain waited for Rachel Reeves' anti-aspiration and anti-wealth Budget , property prices in some of England's most expensive locations fell amid mounting uncertainty.

Economics

1 week ago House prices officially forecast to rise £33,000 by 2030 as new Budget property taxes slow growth

The typical home will increase in value by around £33,000 between now and 2030, according to the latest forecast from the OBR. 

Economics