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The vital number which decides if you qualify for full state pension when you retire

The full new state pension payment is £221.20 per week: here's how many qualifying years you need for the maximum amount payable, and how to understand National Insurance contributions



To receive the full new state pension of £221.20 per week in the UK, individuals typically need around 35 years of National Insurance contributions. At least 10 years of contributions are required to qualify for any state pension. The state pension age is currently 66, and is scheduled to rise to 67 between 2026 and 2028, with a further increase to 68 expected in the mid-2040s.

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