Dave Ramsey, expert în finanțe personale și gazdă de radio, susține că poate spune cine va rămâne blocat de la salariu la salariu, doar uitându-se la mașinile parcate în fața caselor modeste.
Dave Ramsey, a financial expert, claims that expensive cars parked in front of modest homes often indicate financial struggles. He believes individuals with two costly vehicles, especially those with high monthly payments, are likely to remain in the middle class. Ramsey advises against purchasing new cars until one achieves a net worth of at least $1 million, recommending used cars instead. He refers to expensive vehicles as "toys" and suggests they should only be purchased after achieving millionaire status. The article also highlights rising auto debt in the U.S., with total debt reaching $1.66 trillion in Q4 2024 and increased delinquencies, underscoring the financial strain many face.
