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Zašto država potiče 3. stup ako banke mirovinu ne priznaju kao prihod?

Uključivanje mirovina iz 2. i 3. stupa u izračun limita arbitrarna je odluka banke, kao što je i većina poslovnih procesa, kamata i naknada vezanih uz tekući račun bila arbitrarna dok ih nije reguliralo Ministarstvo financija


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