1 week ago What you need to do NOW to beat the new cash Isa rules (and how to protect your nest egg from the raid)

The change may appear straightforward at first glance, but it will create a whole host of strategic hurdles for savers, we answer your questions.

Politics

2 w. ago Martin Lewis warning about ISA £12,000 rule changes for anyone under 65

The personal finance expert explained how the new rules will work, and whether people will want to put money into a cash ISA

Events

2 w. ago My 1.1% mortgage rate ends in 2027: Should I use my cash Isa savings to pay it off before costs increase? DAVID HOLLINGWORTH replies

My mortgage is £380,000 and I know I will not be anywhere near my current rate of 1.1% when I look to remortgage. Shall I use my savings to pay some of it off?

Economics

2 w. ago Households ‘have been shoring up cash Isas amid uncertain economic backdrop’

The Government announced in the Budget that the annual adult cash Isa subscription limit will be reduced to £12,000 from April 2027.

Economics

2 w. ago Martin Lewis debunks cash ISA confusion ahead of April 2027 change

The MoneySavingExpert.com founder used the latest episode of his ITV Martin Lewis Money Show Live programme to explain all the changes that are happening to your savings

Politics

2 w. ago HMRC sets new rules to stop savers getting around reduced £12,000 cash Isa limit

The Government department set out the rules after announcing its Isa change at the Budget earlier this week

Economics

2 w. ago New rules set to stop savers getting around reduced £12,000 cash Isa limit

Guidance on the HM Revenue and Customs website said rules will be introduced ‘to avoid circumvention of the lower limit for cash Isas’.

Economics

3 w. ago Rachel Reeves's Budget shows Labour is reversing Tory injustice, Neil Kinnock says

Neil Kinnock, who called for the two-child benefit limit to be scrapped, says the Chancellor's decision to remove the policy is a 'fine way of combatting child poverty and good for the economy'

Politics

3 w. ago Expert gives five tips on how to start investing – rather than relying on savings after cash ISA cut

The Budget reduced savers’ allowance for cash ISAs to £12,000 a year – but would you be better off investing anyway?

Economics

3 w. ago Martin Lewis reveals Budget 'wrong move' that will impact millions

Good Morning Britain's Martin Lewis has opened up about what the Budget means for those at home, revealing how the new cash ISA policy will impact those hoping to save

Economics

3 w. ago Budget 2025 live: Reeves claims freezing tax thresholds in budget does not breach manifesto pledge

Chancellor says she will not ‘get into semantics’ when questioned on issue after her statementAt a glance: the key points from the budgetHow does freezing income tax thresholds affect you?Paul Nowak, the TUC general secretary, has rejected the concerns raised by the Resolution Foundation (see 9.54am) about the rise in the minimum wage rates. Asked about the thinktank’s comments, Nowak told Times Radio:I don’t accept those concerns ...First of all, that recommendation is based on the Low Pay Commission, which brings together employers, unions, independent experts, they’re tasked with making a recommendation on the minimum wage, which balances getting money into people’s pockets and the impact on unemployment. Continue reading...

Economics

3 w. ago Protect your savings with these expert tips as Cash ISA cut confirmed in Budget

The Chancellor's plan to reduce the annual tax-free Cash ISA allowance from £20,000 to £12,000 for those under 65 has prompted experts to share their top tips for protecting your savings

Economics

3 w. ago Safeguard your savings as Rachel Reeves slashes Cash ISA allowance

A recent poll shows most people are not happy about with the Chancellor's announcement to cut the Cash ISA

Economics

3 w. ago ‘Sucker punch’ for savers as annual cash Isa limit to be cut to £12,000

Savers over the age of 65 will continue to be able to save up to £20,000 in a cash Isa each year.

Economics

3 w. ago Rachel Reeves Budget 2025: Major money changes young people need to know

Rachel Reeves’ Autumn Budget is out, but how will young people cope with the new cash ISA limit, pension caps, and extended tax freezes? We break down every key consequence.

Economics

3 w. ago From mansion tax to cash ISA changes: Key announcements in Reeves’ Budget

The chancellor has unveiled £26bn worth of tax rises in the Commons as she attempts to plug a multi-billion pound gap in Britain’s ailing public finances

Economics

3 w. ago Your cash ISA options after Rachel Reeves’s Budget cut – and the exemption you need to know about

A cut to the cash ISA limit doesn’t have to have a negative impact on your savings or your future

Economics

3 w. ago Budget 2025 live: Rachel Reeves sets out tax rises and council tax changes as OBR apologises for leaking details

Office for Budget Responsibility blames ‘technical error’ after forecasts were published before chancellor gave her statementAt a glance: the key points from the budgetPaul Nowak, the TUC general secretary, has rejected the concerns raised by the Resolution Foundation (see 9.54am) about the rise in the minimum wage rates. Asked about the thinktank’s comments, Nowak told Times Radio:I don’t accept those concerns ...First of all, that recommendation is based on the Low Pay Commission, which brings together employers, unions, independent experts, they’re tasked with making a recommendation on the minimum wage, which balances getting money into people’s pockets and the impact on unemployment. Continue reading...

Economics

3 w. ago Cash Isa allowance slashed to £12,000 for under 65s in the Budget

The Chancellor has decided to cut the cash Isa allowance as part of a plan to divert billions of pounds sitting in savings accounts into investments.

Economics

3 w. ago From mansion tax to cash ISA changes: Key takeaways from Reeves’ Budget

The chancellor has unveiled £26bn worth of tax rises in the Commons as she attempts to plug a multi-billion pound gap in Britain’s ailing public finances

Economics