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The Guardian view on the rising risk from flooding: uninsurable buildings should focus minds on climate adaptation | Editorial

The bleak future faced by one small town offers a cautionary tale about the threat from global heatingThe bleak prospect facing the market town of Tenbury Wells in Worcestershire, due to rising flood risks, is first and foremost a problem for locals. After seven floods in four years, and with plans for new flood defences around the town abandoned after costs rose to £30m, the town council announced this month that three buildings it owns, including a theatre and historic pump rooms, no longer have insurance. Independent retailers are in a similar situation, and some are packing up as a result. The number of empty properties is growing.Tenbury is at higher risk than most places from floods, due to its low-lying position between the River Teme and Kyre Brook. But the threat it faces is not unique, and will become more common in future. Last year UK insurers paid out a record £585m for weather-related damage to homes and possessions, after unusually s...


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